Living a frugal lifestyle does not
necessarily mean cutting off completely all that is meant to make you
comfortable. It only makes it more comfortable not only because you will
not be stranded but because you will have enough to accommodate the
luxuries of life.
To constantly have a comfortable life
style without draining your resources, be proactive and take charge of
your finances and learn new ways of earning more and utilizing the
resources you have judiciously?
Being responsible for your actions will
help a great deal. For instance, when searching for an apartment bearing
in mind that the size and the location of the apartment determines the
cost will help you make your choice. You need to be true to yourself
knowing what blows your mind as a person and what your need at that
point. If you are fascinated by sight you may choose to find a small
apartment in a high brow area of the city but if you are one that feels
great in a wider space, then a less expensive large and comfortable
apartment in the suburb will do as you breath the fresh air of your
natural environment.
Commitment to your outlined goals is a
step towards living a comfortable life. Everyone who means well for his
or her financial life will set goals they plan towards achieving. Of
course, don’t forget the new year resolution for your finances. Even if
you did not make any resolutions because it seems like such resolutions
is just a mere tradition in writing to you and you have been making
resolutions for the heck of it, it is not to late to make some now. You
may choose to tag it “goals to achieve” or any tag that suits you, you
never can tell may be your problem is with the nomenclature “New Year
Resolution”. Furthermore, achieving it lies on you changing your
attitude to life generally because attitudes have a way of affecting
every area of your life. So to get it right, don’t focus on changing the
attitude which you feel are just bad for your finances, change your
core attitudes and you will see that your finances will fall in place
and you will lead a comfortable life.
Focus on your on achieving your
financial goals. Determine how much you intend to save for a specific
period and what you intend to achieve with the money. It may be for the
purpose of education, purchase of a car or a house. As you keep these
goals in view, it propels you towards achieving your set goal and your
achievement will improve your lifestyle and makes your life comfortable.
Another step further is defining your
goals instead of having a vague idea to help achieving your set goals.
Having a vague idea on what kind of lifestyle you intend to adopt be it
high profile lifestyle, middle class or low profile or may be upgrading
your life style while practising frugality and look forward towards
actualizing it.
Planning ahead is a crucial step to
financial stability and maintaining a comfortable life style as the
maxim “he who fails to plan, plans to fail” is true for finances. To set
your financial, life in the right track, plan ahead towards achieving
your goals in months, quarterly, biannual or annual intervals. When
paying for your rent, if it is on a yearly payment basis, waiting for
payment date to draw close before making moves to rise up money for your
rent will mean you running from pillar to post. To save you troubles,
divide the payment into months and set aside money for payment each
month.
Asking yourself what your priorities and
essential needs are in life will determine if you will live a
comfortable lifestyle. This will help you choose right on what to spend
your money on. Prioritize payment of bills in the order of priority and
urgency. Consider payments of rent, school fees, light bill,
subscription for Television and determine which one is the most pressing
need and attend to it in the same order.
Competition is a no-no! for If you must
be financially stable and enjoy a comfortable lifestyle , you must say
no to competition. You must not have what other people have or try to
outdo them. Be comfortable with whom you are and with you can afford so
that you can live a comfortable life devoid of unnecessary stress.
Understanding the power of “NO” is a
sure of having a comfortable life. Learning the power of no is very
important to having financial stability that leads to leading a
comfortable life. If you always bow to financial pressure to spend more
than you can afford, it will result into financial constraint. When you
learn to say “NO”, you will be on your way to enjoying that comfortable
lifestyle you so much desire.
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