Wednesday, 31 January 2018

Rise and rise of a billionaire son Paddy....

Billionaire businessman Mike Adenuga’s son Paddy yesterday broke the Nigerian internet space with a thrilling and inspiring tale.
It chronicled how he masterminded an almost successful acquisition of the entire business and asset of Chevron in the Netherlands. And he was 29 years old at the time.

Many have described the account as “inspiring”, BellaNaija termed it “captivating”, all making the 34 year old business mind the endearment and attraction of many.

But very little is known of the billionaire son. He’s real names are not even really known. He’s only popularly known as Paddy Adenuga. So Pulse Business has put together a few facts about him.

Here we go!
1. Paddy was born Mike Agbolade Adeniyi Ishola Paddy Adenuga in London, England at the St. Thomas Hospital on June 21, 1984.

2. Paddy’s mother Emelia is of Calabar descent.

3. He attended Corona Primary School, Victoria-Island, then King’s College Secondary School in Lagos.

4. At the age of 10, he was relocated to Harlingen, Texas, USA in the Rio Grande Valley to attend the prestigious Marine Military Academy (MMA). After 3 years at MMA, he attended The Tenney School in Houston Texas. By early 1998, he graduated from high school at the very young age of 13.

5. Still at the age of 13, Mike Adenuga Jnr. started tertiary education at the University of Massachusetts, Boston studying Business Administration but graduated at Northeastern University in 2002 with a Bachelors in Business Management at the age of 18.

6. From then on, he worked at family owned conglomerate, the Mike Adenuga Group, till 2006. He was the Group Executive Director of the Group’s telecom division known as GLO and also the upstream exploration & production company, ConOil Producing.

7. In 2006, he left the Mike Adenuga Group and moved to London to setup an oil brokering firm with a business partner called Cayne & Cayne. Cayne & Cayne brokered supplies of refined petroleum product to Nigerian oil firms.

8. In 2009, Paddy returned to his father’s business in an even more senior capacity as the co-CEO of GLO & ConOil Producing. Under his leadership, GLO significantly increased its national cell site coverage in Nigeria, Ghana, & Benin Republic, increased its overall revenue, and embraced new technologies to enhance customer experience and service delivery.

9. In 2011, I led ConOil Producing’s $1.3 billion bid for Shell Nigeria’s OML 30 oil block in Nigeria.

10. Paddy Adenuga has also been a screenwriter since the age of 15 and finished his fifth screenplay, “Waterloo” a little over a year ago.


Get on Top of Your Finances With These 9 Apps

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Saving money doesn’t have to be complicated.
January 19, 2018
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1. Dollarbird

Organize your finances into an easy-to-digest calendar. Keep track of your different types of saving and spending (e.g., bills, food, transportation and gifts) on a monthly basis and learn where you can cut back.

2. Fudget

If you’re looking for a clean, simple interface, this is the app for you. Track your big-picture spending and saving, or use it to keep up with short-term items like holiday gift budgets.

3. Spending Tracker

For spouses looking to jointly watch their spending, download this app: It allows you to sync your phone with someone else’s (with an upgrade). Features include different time periods (monthly, weekly or yearly), different spending categories and tracking reports.

4. Mvelopes

Fans of the old-school envelope system for budgeting can digitize the process with this app. Simply link all of your financial institutions and the app will help you create virtual envelopes for your various expenses.

5. You Need a Budget

This all-in-one app allows users to sync their accounts for optimal family or couples budgeting. Other features include tools for paying down debt, financial goal tracking, spending reports and the ability to sync with one’s bank.

6. GoodBudget

If you’re looking to take serious control of your spending, this is the app for you. One main feature is virtual envelopes that show you exactly how much you’re spending in detailed categories like groceries, gas, entertainment, rent and eating out. You can also sync the app with another user.

7. Mint

One of the most popular budgeting apps out there, Mint is an overarching personal-finance app that lets you analyze your entire financial situation all in one place. Set a budget, keep track of your credit score, manage bills, connect accounts with others and more.

8. Clarity Money

This personal-finance and budgeting app has all of the features that most do, plus a few unique ones. Clarity Money can help you manage subscriptions to ensure no unwanted accounts charge you, and it can help you lower your monthly bills.

9. Digit

If saving for something big is your main priority, Digit is the app for you. Every day, the app analyzes your spending and moves money from your checking account to your Digit account, where you can withdraw your savings at any time. 

5 ways your body is telling you to exercise more

Woman Working out at HomeEven if it's just at home, working out makes all the difference.Seth Wenig/AP
  • If you want to experience the health benefits of exercise, you need to make sure you're working out enough.
  • There are some obvious signs your body can send if you're not devoting enough time to fitness.
  • If you're getting sick more often, experiencing shortness of breath, or have been feeling blue, then getting a little exercise might be exactly what you need.

If you made a resolution to exercise more this year, you're not alone. Millions of people recommit to fitness when the new year rolls around — and for good reason.
The benefits of exercise are obvious: increased quality of health, improved mood, increased metabolism, increased energy level and a decrease in certain diseases.
But how do you know if you're getting enough exercise?
Other than the 75 minutes of vigorous exercise or 150 minutes of moderate exercise recommended by the American Heart Association and the Center for Disease Control, are there ways your body can tell you that you need to be exercising more?
INSIDER talked to fitness expert Brandon Mentore about the signs your body is telling you to exercise more, and here's what he had to say.

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You're getting sick more often.

You're getting sick more often.
Exercise can help boost your immune system.Shutterstock/Jelena Danilovic
Mentore told INSIDER that if you find yourself getting sick more often than usual, you might need to increase your physical activity in order to stimulate muscle tissue (which upregulates the immune system).
In fact, research has established a link between moderate, regular exercise and a strong immune system.

You're all backed up.

You're all backed up.
Working out can get things going.VGstockstudio/Shutterstock
"If you find yourself more irregular than usual you may need some physical activity to stimulate your bowels and pump the system," said Mentore.
Exercise can stimulate intestinal activity, which moves waste through your digestive tract and prevents constipation. The more you exercise, the less time it takes for food to make its way through the large intestine, which in turn decreases the amount of water that your body absorbs from your stool. 

You find yourself out of breath a lot.

You find yourself out of breath a lot.
Labored breathing could be a sign of a deconditioned cardiovascular system.Maridav/Shutterstock
Mentore said this is probably one of the more common signs your body can send that you need to exercise more.
He explained that if you notice a shortness of breath when doing an activity that doesn't normally result in breathing problems, or you're engaging in an activity that you normally have no problems with, but you now have labored breathing, this could be a sign of a deconditioned metabolism and cardiovascular system, both of which can be improved with exercise.

You're feeling down a lot.

You're feeling down a lot.
Working out can boost your mood.Paola Chaaya/Unsplash
"Exercise boosts dopamine, beta-endorphins and Brain-Derived Neurotrophic Factor (BDNF), improving your mood, memory and productivity," said Mentore.
So, if you're noticing your mood is off, and you tend be more frustrated, angry, sad or depressed, this might indicate a low dopamine state and overall suppressed neurotransmitter function.
Exercise can help boost your mood and improve symptoms related to depression and anxiety.

You're having trouble sleeping.

You're having trouble sleeping.
Exercise can help regulate your circadian rhythm.Sergey Mironov/Shutterstock
Exercise and physical activity speed up the performance of your entire body including your body clock, which tunes and controls sleep cycles.
Mentore said if you're experiencing unusual bouts of insomnia, exercise can help regulate your circadian rhythm and flip the switches back to their proper order so that you can get back on track with your sleep.

10 things intelligent people never say

GettyImages 3303778Hulton Archive/Getty Images
  • LinkedIn Influencer Dr. Travis Bradberry published this post originally on LinkedIn.
  • Certain phrases are loaded with unfavorable implications, and can undermine both your professional credibility and intelligence. 
  • Comments such as 'it's not fair' or 'I'll try' suggest laziness and an unwillingness to attempt to remedy a situation. 
  • If you are someone who uses these phrases regularly, you will have to break the habit by catching yourself out each time you say them. 

There are some things you simply never want to say at work.
These phrases carry special power: they have an uncanny ability to make you look bad even when the words are true.
Worst of all, there's no taking them back once they slip out.
I'm not talking about shocking slips of the tongue, off-color jokes, or politically incorrect faux pas. These aren't the only ways to make yourself look bad.
Often it's the subtle remarks — the ones that paint us as incompetent and unconfident — that do the most damage.
No matter how talented you are or what you've accomplished, there are certain phrases that instantly change the way people see you and can forever cast you in a negative light. These phrases are so loaded with negative implications that they undermine careers in short order.

'This is the way it's always been done.'

Technology-fueled change is happening so fast that even a six-month-old process could be outdated. Saying this is the way it's always been done not only makes you sound lazy and resistant to change, but it could make your boss wonder why you haven't tried to improve things on your own. If you really are doing things the way they've always been done, there's almost certainly a better way.

'It's not my fault.'

It's never a good idea to cast blame. Be accountable. If you had any role — no matter how small — in whatever went wrong, own it. If not, offer an objective, dispassionate explanation of what happened. Stick to the facts, and let your boss and colleagues draw their own conclusions about who's to blame. The moment you start pointing fingers is the moment people start seeing you as someone who lacks accountability for their actions. This makes people nervous. Some will avoid working with you altogether, and others will strike first and blame you when something goes wrong.

'I can't.' 

I can't is it's not my fault's twisted sister. People don't like to hear I can't because they think it means I won't. Saying I can't suggests that you're not willing to do what it takes to get the job done. If you really can't do something because you truly lack the necessary skills, you need to offer an alternative solution. Instead of saying what you can't do, say what you can do. For example, instead of saying "I can't stay late tonight," say "I can come in early tomorrow morning. Will that work?" Instead of "I can't run those numbers," say "I don't yet know how to run that type of analysis. Is there someone who can show me so that I can do it on my own next time?"

'It's not fair.' 

Everyone knows that life isn't fair. Saying it's not fair suggests that you think life is supposed to be fair, which makes you look immature and naïve. If you don't want to make yourself look bad, you need to stick to the facts, stay constructive, and leave your interpretation out of it. For instance, you could say, "I noticed that you assigned Ann that big project I was hoping for. Would you mind telling me what went into that decision? I'd like to know why you thought I wasn't a good fit, so that I can work on improving those skills."

'That's not in my job description.' 

This often sarcastic phrase makes you sound as though you're only willing to do the bare minimum required to keep getting a paycheck, which is a bad thing if you like job security. If your boss asks you to do something that you feel is inappropriate for your position (as opposed to morally or ethically inappropriate), the best move is to complete the task eagerly. Later, schedule a conversation with your boss to discuss your role in the company and whether your job description needs an update. This ensures that you avoid looking petty. It also enables you and your boss to develop a long-term understanding of what you should and shouldn't be doing.

'This may be a silly idea …/I'm going to ask a stupid question.' 

These overly passive phrases instantly erode your credibility. Even if you follow these phrases with a great idea, they suggest that you lack confidence, which makes the people you're speaking to lose confidence in you. Don't be your own worst critic. If you're not confident in what you're saying, no one else will be either. And, if you really don't know something, say, "I don't have that information right now, but I'll find out and get right back to you."

'I'll try.' 

Just like the word think, try sounds tentative and suggests that you lack confidence in your ability to execute the task. Take full ownership of your capabilities. If you're asked to do something, either commit to doing it or offer an alternative, but don't say that you'll try because it sounds like you won't try all that hard.

'This will only take a minute.' 

Saying that something only takes a minute undermines your skills and gives the impression that you rush through tasks. Unless you're literally going to complete the task in 60 seconds, feel free to say that it won't take long, but don't make it sound as though the task can be completed any sooner than it can actually be finished.

'I hate this job.' 

The last thing anyone wants to hear at work is someone complaining about how much they hate their job. Doing so labels you as a negative person and brings down the morale of the group. Bosses are quick to catch on to naysayers who drag down morale, and they know that there are always enthusiastic replacements waiting just around the corner.

'He's lazy/incompetent/a jerk.' 

There is no upside to making a disparaging remark about a colleague. If your remark is accurate, everybody already knows it, so there's no need to point it out. If your remark is inaccurate, you're the one who ends up looking like a jerk. There will always be rude or incompetent people in any workplace, and chances are that everyone knows who they are. If you don't have the power to help them improve or to fire them, then you have nothing to gain by broadcasting their ineptitude. Announcing your colleague's incompetence comes across as an insecure attempt to make you look better. Your callousness will inevitably come back to haunt you in the form of your coworkers' negative opinions of you.
These phrases have a tendency to sneak up on you, so you're going to have to catch yourself until you've solidified the habit of not saying them.

Monday, 29 January 2018

15 Interview Questions You Should Be Prepared to Answer This Year

Why I Run Interviews Like an Episode of 'Inside The Actors Studio'

15 Interview Questions You Should Be Prepared to Answer This Month
Image credit: Shutterstock
Opinions expressed by Entrepreneur contributors are their own..
This story originally appeared on Glassdoor
No matter how many you go on, job interviews can always be nerve wrecking. You put on your nicest clothes, print out your resume, and remind yourself to smile real big -- and just when you think everything is going well, the interviewer hits you with a curveball question you aren’t prepared for.
Luckily, you’re not going to let that happen again and you’re planning ahead to ace this month’s interview. The best way to for anything is to do your research ahead of time, which is why we’re here to help.
If you’re preparing for a big interview in the New Year, prepping beforehand with these 15 interview questions will help you get one step closer to that dream job.

1. Tell me about yourself?

Most interviews start with this question and how you answer it will make your first impression. If you stumble over the answer and aren’t quite sure what to say -- you’re lack of confidence in yourself is showing. If you start listing all your greatest accomplishments and talk too much, your ego might look a little too big. You need to find a good balance between being confident, but not pretentious. 
The best way to prepare for this question is to prepare an elevator pitch about who you are. Skip your personal history and give about 2-3 sentences about your career path and how you ended up in this interview, applying for this job.  You don’t need to be too detailed, there are plenty of more questions coming. You just want to leave enough curiosity that the interview becomes excited to learn more about you throughout the interview. 

2. Why do you want to work for [insert company name]?

When a hiring manager asks this question, not only do that want to know why you want to work for them, but they also want to know what you know about the company.  This question tests how well you know what the company does and how passionate you are about the work they do -- so make sure you know the company well and can speak truthfully about your desires to work there.

3. How did you hear about this job?

When asked this during an interview, don’t just say you heard about the job on a website. This is your opportunity to go into more details about why you love this company and what motivates you to want to work there. Moreover, if you have a personal connection at the company, this would be a good time to mention their name!

4. Tell me about something on your resume.

Everyone has something on their resume that they’re really proud of. Whether it’s a skill or achievement you’ve listed, or a specific place you worked at, considering answering this question with the most interesting thing on your resume. Plus, don’t just say something relevant to your most recent position–you’re already going to be asked about that. Instead, think back to one of the older positions listed on your resume and talk about how that job helped your grow into the person you are today. 

5. Why are you looking for a job? Or, why are you looking for a different job?

This question might seem innocuous, but this is how interviewers weed out the people who are either a) just looking for any job b) were fired from their last position or c) might have a high turnover rate, meaning you won’t be sticking around for too long. Focus on the positives and be specific. Think about why you are looking for a job: did you just graduate and this will be your first real job? Are you switching career paths? Are you leaving a current job for this one?
If you are currently working somewhere, you should also be prepared to answer, “why do you want to leave your current job for this one?” 

6. Why should we hire you?

When asked this question, keep in mind that the recruiter is looking to hear what skills you have that you’re going to bring to the team. Don’t give a vague answer, such as, “I’m friendly and a hard worker.” Instead, be specific, summarize your work history and achievements, and use numbers when possible.
In example, say how many years of experience you have or name some of the accomplishments you made at your last company. The more specific you can be about what your skills are and how valuable of an employee you are, the better the interviewer will be able to picture you working there.

7. Where do you see yourself in five years?

This can seem like a heavy question during an interview, especially when you haven’t prepared for it ahead of time. Keep in mind that you’re in an interview setting–so you don’t need to go into all the details about what your personal life goals are for the next five years. Focus on your career goals and be realistic. 
If you plan to work at this company for five years, make sure you understand who would be working above you and what potential career growth there is. The hiring manager asks this questions to find out if you set realistic goals, if you are ambitious, and to confirm that the position you are interviewing for aligns with these goals and growth.
If this position isn’t exactly a job with a lot of future opportunity, you can simply answer this by noting that you are not certain what your future is going to look like, but that you believe this position is going to help you navigate yourself in the right direction.

8. Tell me about a conflict you faced at work and how you dealt with it.

This question is important to ace because it helps an interviewer understand how you deal with conflict. It also helps test how well you think on your feet–so if you prepare ahead of time with a specific example, you’ll avoid the awkward moment of silence while you try to think of an example.
Once you have an example in mind, simply explain what happened, how you resolved the issue in a professional manner, and try to end the story with a happy note about how you reached a resolution or compromise with your co-worker.

9. What is your dream job?

Similar to the “where do you see yourself in five years” question, the interviewer is looking to understand how realistic you are when setting goals, how ambitious you are, and whether or not the job and company will be a good place for you to grow.
Again, try to set aside your personal goals (don’t say your dream job is to be paid to take Instagram photos) and focus on your career goals. Think about how this job is going to set you up for the future and get you closer to your dream job. But, don’t be that person who says, “to be CEO of this company.”

10. What do you expect out of your team/co-workers?

This question is meant to understand how you work on a team and whether you will be the right cultural fit for the company. To prepare for this answer, make sure you research the company ahead of time. You can always tell a little bit about a what a company’s culture is like by looking through their social media profiles or reading their reviews on Glassdoor.

11. What do you expect out of your manager?

Again, the hiring manager is looking to understand what kind of employee you would be and whether you will be a good fit to add to their team. In some interviews, your future manager might be interviewing you. Answer this question as honest as possible and pull examples from your current manager if you can show how they positively help you work better.

12. How do you deal with stress?

Answering this question will help hiring managers identify any potential red flags you might have. You want to show that you can handle stress in a professional and positive manner that helps you continue working or won’t stop you from accomplishing your goals. Moreover, be specific and explain what you actually do to deal with stress–like taking a 15-minute break to take a walk outside, or crossing items off on a to-do list, etc.

13. What would the first 30 days in this position look like for you?

This question helps a company understand what you will get done in your first month, to three months in the position -- and how you answer it will signal whether or not you’re the right person for the job. Start by mentioning what information you would need to get started and what would help you transition into the new role.  Then focus on your best skills and how you would apply those to this position right away.

14. What are your salary requirements?

Some interviewers ask this question, others don’t. It’s always better to be prepared, especially because you want to make sure you would be paid a fair wage for the value you are going to add. That’s why we built our Know Your Worth tool -- to help you determine what you should be paid.
Note: While employers can ask what your salary expectations are, in certain places it is illegal for them to ask what your previous salary was.

15. Do you have any questions?

The last question you will always be asked during an interview is whether or not you have any questions for the interviewer. This is your chance to really stand out -- so don’t blow it by saying you don’t, or that your questions have already been answered. Even if you don’t have any questions–there’s always a question you can ask at the end of an interview.
Keep a list of at least three to five questions in the back of your mind so that no matter what, there are at least two questions you have to ask at the end of the interview. Recruiters say that actually enjoy getting to answer some questions at the end of an interview -- they did just listen to you talk about themselves, so ask about them for a change. Once this part is over, you can rest easy and walk out of the interview knowing you aced it!
(Isabel Thottam)