Tuesday, 31 March 2015
As a job candidate in the hot seat, you can expect to be asked dozens — sometimes hundreds — of questions about your strengths, weaknesses, values, and goals.
But according to attorney and LinkedIn user Arkady Itkin, there are only two that "really matter and that you should be ready to answer to ace your interview," he writes in a recent LinkedIn post.
They are: "Why us?" and "Why you?"
Keeping these two questions in mind when preparing for a job interview in any field will "help you focus on what really matters to you and to that potential employer," he explains.
The "Why us?" question, he writes, "is about what makes the company so great and so desirable to you and not why you think they are good enough for you to work at."
Itkin says in order to answer this question you'll need to do your homework and figure out what makes this company different from others. "Do they have unique clients or work philosophy that's different from their competitors? What is it about the history of the company or their management that's appealing to you?"
If you're impressed with the top leaders' credentials and believe you could learn from how they work, "proudly say so," he suggests. If you love their product, tell them why you're so impressed with it.
When it comes to answering, "Why you?" you'll want to tell the prospective employer what makes you so great without actually saying it. (You never want to come off as entitled or arrogant.)
"Talk about your prior work experience and your interest in that field of work," Itkin writes. "Talk about your ideas that you believe would be very useful to the team you want to work with. Share other objective facts and quantifiable accomplishments … about why you are good at what you do, and why you would be a good fit for the company without using generic, self-serving cliché adjectives that should only be used as bullet points in a résumé, if at all, and sound like bragging."
Monday, 30 March 2015
The first time it happened I don’t even think it settled in for a day or so. We were in a fight about something when suddenly his hands were wrapped tightly around my neck and I was pinned up against the wall. He didn’t hit me. There was never striking by hand. Most of the time I was shoved and pushed into walls or furniture, shoved up against a wall and pinned against it beyond my will. Thrown head first into a headboard, resulting in a bloody nose. One time in the middle of a fight the shotgun was suddenly taken down off the wall. There is nothing like seeing your partner grab a gun during a fight.
Those were the physical things. The verbal attacks were about as damaging.“You’ll never amount to anything.” Or “If it wasn’t for your long hair you wouldn’t even be remotely attractive. Don’t ever cut it, or you’ll be nothing.” Or“Gee, looks like you’ve lost some weight, I think your ass seems less wide than normal.”
Fear, control, manipulation and threats were a part of my daily life. Combine all that joy with late nights out drinking and you may wonder why I didn’t go running for the door – right? What’s wrong with women (or men) who stay in these relationships anyway? (Domestic abuse victims are approximately 85% women and 15% men.)
Nothing. Well, nothing at the start other than a good heart, a bent towards forgiveness and searching for love in the wrong place. At the end of enduring this type of relationship for any length of time a lot of damage has been done. Over 38 million women will find themselves the victim of abuse at the hands of their intimate partner at some time during their life. See this link for even more sobering facts.
Here are some insights about abusive relationships from someone that’s been there. Even if you don’t want to admit it, if you are in an abusive relationship then these are truths for you also, as painful as they may be to admit.
1. You are worth more
What starts off as well intentioned forgiveness turns into forfeiting your life for someone who is never going to be capable of being a truly healthy partner. Controlling, abusive partners need help. You are worth more in this life than waiting for their sickness to get better. You are worth a partner that respects you exactly as you are. You are worthy of a partner that does not control you or force you to hide parts of who you are.
What if you even had a partner that was there to be a catalyst – even to your own personal growth in a healthy way? Imagine how far you could go in your life by shedding what is dragging you down. The longer you stay, the more difficult you will find the truth something you believe. Experiencing abuse will eventually rob you of your self-worth.
2. It won’t get better
After every fight you hear promise after promise of how it will get better, and how sorry they are. It won’t get better. Your abusive partner has already shown a lack of respect for you, and that will not improve by putting up with being treated with abuse. Better exists, but not inside this relationship. It took years for them to learn to deal with people in this abusive, controlling, manipulative way. It will take a lifetime for them to unlearn it, and that is only if they want to do the difficult work required with help.
Back to point one: you are worth more than forfeiting your life. The next time you want to fill yourself with false hope that this could change, please read these facts about your future staying with your abuser.
3. This is not your problem to fix
Being the victim in these relationships can cause you to think, “If only I had dressed better, or cleaned the house better, or been more affectionate… then maybe the fight wouldn’t have started.”
You should never think this way. If you had done everything perfectly the fight still would have started. The abuse still would have happened. Your partner is fighting something in themselves not of you, but taken out upon you. Nothing you do or don’t do can fix them or prevent this from happening again. You are not in control of this situation no matter how wonderful you are to them.
4. There is no prize for who survives the worst
Ask yourself, “Why am I hanging on to this?” What do you have to gain? There is no award at the end of years of long abusive relationships except a heart full of regret. Just because you love this person does not give you to right to forfeit the gift of your life.
You are worthy of wonderful, healthy, loving blessings. You are not serving your life’s purpose by putting yourself in this jail, wasting your gifts from being shared with the world, under this person’s control and abuse. Fast forward your life to age seventy. What will you regret most?
5. You can help others
Abuse of all sorts is still hidden in our society and not talked about openly. Victims shield their abusers from judgement by staying quiet and not reaching out to others. It is common to stay silent to even your closest family or friends about abuse because of point 2, above – you are still in denial that it will get better. As victims we dream of the day the pain will end and they will see our worth, so we decide not to tell our family and friends. We fear judgement of our partner, our choices and ourselves.
If you believe everything happens for a reason, then maybe the reason this has happened was for you to overcome this struggle and grow from it so you can help others. My situation was not something I often talked about unless I met someone I recognized as possibly in the same situation. In those cases I always shared my story in private and encouraged them to reach out. There are ways to overcome and transcend this part of life.
No, getting out of an abusive, controlling relationship isn’t easy. It’s scary, difficult and at times you will want to retreat. I personally remember about six months of being in fear for my safety in every way. But staying and giving your life up to this person who has zero value for you is not the answer. Reach out to someone you trust. For more resources about what steps to consider to actually get out this is a great link with a helpline link near the bottom of the article.
Even though my experience with this happened over twenty years ago, it’s still a part of who I am. The experience changed me in a way nothing else could. The most difficult part of the entire thing wasn’t actually the abuse. The most difficult part was letting myself down for not walking away sooner. The most difficult part was forgiving myself for putting up with far less than I deserved. Forgiving myself took far longer than forgiving him.
Remember that when you think about just treading water and just waiting a bit longer to see what happens. Give yourself a chance at life. You are worth so much more!
If you are in, or know someone who is in an abusive relationship, consider checking this link.If you are in the United States then you can call the National Domestic Violence Hotline at 1-800-799-SAFE (7233) or TTY 1-800-787-3224 or if you are in Nigeria pls call :08180091072, 08052004698 (Project Alert}
A Special Skill?
Brain Damage From Multitasking
: AGENCY REPORT
We’ve all heard the old adage, “an apple a day keeps the doctor away,” but does apple juice hold the same miraculous benefits? We decided to put it to the test and viola, listed below are the top 10 health benefits offered by apple juice. Read on…
Reduces heart risk: Drinking a glass of apple juice helps prevent cholesterol formation in your blood vessels and arteries. This further helps in reducing the risk of developing two major causes of heart diseases – high cholesterol and plaques in the arteries.
Improves digestion: A glass of raw apple juice helps to clean the liver and kidneys by removing harmful toxins. Due to its cleansing properties, it helps you achieve a cleaner digestive system and you are better protected against liver and kidney diseases.
Helps in weight loss: If you are trying to shed some weight, then add apple juice to your diet. Apple juice is completely free of calories and fat and can lower cholesterol.
Provides energy: A glass of apple juice is packed with various essential nutrients such as vitamins A, C, E, K and folate. Due to their richness in all these nutrients, it helps to pack your body with lots of energy.
Lowers the risk of dementia: Various studies have showed that drinking apple juice regularly helps lower the risk of dementia in older people. Apple juice also slows down brain ageing and helps keep it sharp for a longer time.
Improves vision: Apple juice is rich in vitamin A, which helps in improving eye health. Vitamin A helps protect your eyes from eye diseases and keeps your vision sharp.
Sunday, 29 March 2015
If You Dont Know These 7 Important Things About Money and Finance NOW, You’ll Regret It in 10 Years MONEY BY EVA FORDE
It goes without saying that your 20s come with lots of new things: new friends, new experiences, new perspectives, and new legal allowances.
As it turns out, they’re also packed with defining moments that will shape the rest of your life. And while it’s usually very difficult for young people to think about things like planning for retirement and investing in life insurance, the truth is that those AARP discounts are closer than you might think. So if you can learn these important things about money and finance now, in the future you’ll be happy that you did, and probably a lot richer too.
1. Pay Yourself First
“Don’t save what is left after spending; spend what is left after saving.” – Warren Buffett
While the concept of saving may be a familiar one, paying yourself first is often misunderstood. I didn’t understand the idea until I was well beyond my 20s, but I wish I had understood it sooner.
Paying yourself first means taking a portion of your earnings and putting it into a savings account or investment that can then work to earn you more money, all while you sleep.
The reason why this is so important is because when you’re saving money it grows in relation to the interest it accrues, so the more money you have to save and the longer you’re saving, the more you can take advantage of this extra “free” money.
Alternatively, by not saving you’re also losing the money that could be gained in interest. That’s why it pays to learn how to pay yourself first.
2. Learn how to Leverage the Power of Compound Interest
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Albert Einstein
In his book The Slight Edge, Jeff Olson explains the power of compounding with a penny. A penny doubled each day for thirty-one days is greater than one million dollars today, he explains, and actually adds up to $10,737,418.24!Photo credit Cviko Vidakovic
Twenty-somethings have the best opportunity to take advantage of compounding because of the magic of time and the power that compounding gains as it grows. Unfortunately, many 20-somethings ignore this wealth-making practice and lose valuable opportunity in the process.
3. Grow Your Financial Education
Becoming financially literate is not rocket science, though it can seem like it — especially when the majority of us are not taught financial literacy in school. But just like a higher academic education helps you advance in your career, higher financial education helps you advance in life and in what you can do. Thankfully, there’s no better time than your 20s to start the learning curve with any number of great resources.
4. Know Your Credit Score and Keep it Up
In the September 2014 issue of Success Magazine, Suze Orman, the money guru herself, says that understanding your credit is key to financial health. “A FICO score will determine if a landlord will rent to you. It may determine if an employer will hire you. It determines if a telephone company will give you a phone, and it even determines what your car insurance premium happens to be.”
As credit scores go, anything below 500 is a red flag and, just like your grades in school, it’s a lot easier to slide down than it is to bring back up, so pay attention. For additional queries and your free credit score, useCreditKarma, Credit.com, or Bankrate.
5. Live Within Your Means
“Do today what others won’t, so tomorrow you can do what others can’t.” – Dave Ramsey
In theory, if you have an income that can pay for your basic needs, you can eventually amass at least a small fortune by paying yourself first, using the power of compounding, making smart investments, and living within your means. However, most 20 somethings are still honing these practices. Not surprisingly, this is also the time when many people begin using credit cards to pay for things not necessarily within their budgets.
Living within your means may look like skipping the movies on the weekends, trading your daily Starbucks for a homemade cup of coffee, or forfeiting that shopping spree in favor of recycling your wardrobe for a few seasons. However, when you practice this without reliance on debt, you give yourself a better chance to build a strong financial base. You might not think so now, but if you don’t put down that iced latte, you may be kicking yourself in the future.
6. Learn to Use Discipline to Manage Income and Expenses
“We must all suffer from one of two pains: the pain of discipline or the pain of regret. The difference is discipline weighs ounces while regret weighs tons.” – Jim Rohn
There’s a great book that every 20 something should read called The Richest Man in Babylon. Trust me, if I had read this book in my 20s, I’m sure I’d be a millionaire by now!
Through a series of parables the author, George Clason, relates the common experiences of poor money managers and outlines disciplines that lead to lifelong riches and wealth.
So imperative to financial health are the disciplines of managing income and expenses that these lessons serve as the foundation of the entire book. Unsurprisingly, failure to have a financial plan with these in mind is the number one regret of people when they reach retirement. Luckily for you if you’re in your 20s, it doesn’t have to be yours.
7. Learn to Manage Your Emotions Around Money
“In the world of money and investing, you must learn to control your emotions. High emotions equal low intelligence.” – Robert Kiyosaki
There’s no denying that having money (or not having it) comes with a lot of emotion. When we have it we’re happy (and often irrational), and when we don’t we’re sad. With each emotion come behaviors that can make or break our financial stability for the future. Many a divorce, bankruptcy, and heart attack have been attributed to the stress that people feel around money that could have easily been avoided.
Learning to manage your emotions with money is not only a good idea, it’s the thing that will help you to successfully navigate your way through the thousands of financial decisions you’ll need to make throughout your life, so it stands to reason that the better you can do this, the more money you’ll keep.
While it may be easier said than done, there are always resources that can help you identify your level of emotional intelligence around money and work to improve it at the same time.
Your twenties are a mixed bag full of fun experiences and new opportunities for growth. But if you can find a way to incorporate the seven practices above, you’ll not only thank yourself later, but even be able to afford to buy yourself an expensive treat!