12 Signs of Weakening Health You Shouldn’t Ignore

HEALTH LIFESTYLE BY ANTHONY DEJOLDE

If your latest visit to your doctor gave you shivers and proved you are not healthy because you are developing a certain form of cancer, or perhaps you had a stroke, or you were shocked to have had a heart attack. Furthermore, these life threatening events will most likely motivate you to make drastic lifestyle changes.

However, you might not know that your body can give you warning signs your health is getting poorer even before you’ll get sick. It’s just that sometimes you ignore them because you’re busy working on your promotion, or plainly enjoying your life. Yes, it’s true your body’s whispers are warning messages you must hear long before you are confronted with a debilitating disease. It will whisper to catch your attention, and if you don’t respond it will start yelling.

Here are some of the signs your health may be deteriorating.

1. Your sleep has poor quality.

During night time, the stress hormone cortisol is supposed to go down to the minimum levels. This will allow your system to slow down, rest, and recharge. Insomnia patients can’t sleep at night due to cortisol levels that are abnormally revved up after sun down. This can result from too many fight-or-flight stress responses in your body. When your body’s stress response is on, your body’s natural self-repair mechanisms are turned off. That’s why you get sick.

2. You are shrinking.

It’s absurd, you know your height is 5′ 8″, but when you went for a check up, you’re just 5′ 7″1/2. Nope, the stadiometer is not broken, you could be shrinking because your bones are starting to degenerate as a natural consequence of osteoporosis. Aging doesn’t necessarily mean bone loss. You can have healthy bones all your life as long as you make an effort to have natural calcium, vitamin D, and weight bearing exercises.

3. Your skin acts up frequently.

If you notice that you develop eczema, acne, or any other skin disorder frequently then it can mean not only that you are simply not taking care of the skin or using the correct products. You could be suffering from an allergic reaction or your body might be informing you that you’re experiencing too much stress and that you need to hit the breaks. The skin is the biggest organ in your body, so listen to what it’s communicating to you. The human body time and again uses it to express a cry for help and show signs that everything isn’t well and that you might be turning unhealthy.

4. You catch colds more than anybody else.

Everybody is exposed to viruses and bacteria on a daily basis, but healthy people should be able to combat these pathogens most of the time. If you catch that cold your friends have every time you mingle with them, or feel ill every time your kids get sick, your immune system could be in a bad condition. This can put you in a risky position and might help you acquire infectious diseases, or even life-threatening body yells like cancer. To help your system fight all kinds of common infection, you can download a free Self-Healing Kit. It includes the ebook 10 Secrets To Healing Yourself.

5. You resemble an apple.

Overweight people fall into only 2 categories: 1. “Apples”. These group of people carry their extra weight around the waist and belly, and 2. “Pears”. They carry their weight around the hips and thighs. Being overweight is one of the common whispers of your body indicating poor health. Take note, apple-shaped individuals are at a higher risk of heart problems compared to pear-shaped people.

6. When you pee, you see dark yellow.

It is crucial to your over all health condition to monitor your urine’s color as this can be a reliable indicator of your health. If you are well hydrated, your urine should look almost clear. On the contrary, if you’re drinking enough water and it still looks dark yellow, it may be a sign that you have kidney issues, and the waste is not being processed correctly. Do your best to increase your fluid intake and see if it will improve your condition. Make sure you only drink water, and if your urine is the same, visit your doc and let him check your kidneys.

7. You’re Anxiety laden.

It’s all in the mind… …you might say about anxiety. And it could very well be.

Anxiety can simply begin as just a feeling inside that ultimately affects the physiology of your body and may result to heart disease. However, anxiety can go in another direction. Feelings that can be described as anxious can be caused by sex hormone imbalances, adrenal tumors, hyperthyroidism, and more.

If you’re not sure what’s causing your anxiety, you can find out by asking your inner wisdom just what is it that’s making you feel anxious. Commonly, anxiety is the result of misaligned areas of your life. Meaning these areas are not congruent with what your true self desires. If you are anxious for no apparent reason, let your doctor check your hormones.

8. You are itch personified.

It might be caused by allergies or a common skin disorder. On the other hand, if the itchiness is more intense than normal, it could be your body’s whisper telling you you have a liver disease.

You can see the rest of the signs by checking this post: 12 Signs You’re Unhealthy That You Probably Ignore (But Shouldn’t) by Dr. Lissa Rankin via Mind Body Green

Featured photo credit: Portrait of sad and depressed woman deep in thought. Child abuse. via shutterstock.com

15 Signs You’re Arrogant Though You Don’t Feel Like You Are

COMMUNICATION BY CASEY IMAFIDON

No one likes to be around an arrogant person since it is a quality that does not attract people. Yet some people may be arrogant and find it difficult to recognize it. Here are 15 signs that you’re arrogant though you might not feel like you are.

1.You are constantly late

There is nothing absurd in being or showing up late once in a while. This may be a bad habit on your part. However when you constantly do this intentionally, this could be a sign that you are arrogant because you seem to feel like your time is more valuable than that of others.

2. You interrupt others a lot

When you interrupt others a lot to show that you have something more important to say than what others are saying, it means you have little regard for the opinion of others and this could be a sign of arrogance.

3. You believe you are better than others

Whether in terms of your looks, intelligence or in your status you believe you are better than others and deserve to be treated better, this means you show a sign of arrogance.

4. You go out of your way to be right

You can’t just accept that you are wrong or that you can be wrong at all. You go to the extreme to offer an explanation for your being right. And after all is said and done you brag about this.

5. You think your status is more important than whatever contribution you make

When you want to take a job or a task you are focused on the title or the status attached to it. You are more interested in how the job will make you feel rather than the commitments involved.

6. When asked, “can you do it?” you always say “yes”

You don’t want to be looked down at. You feel like you are always capable and anytime you back out from a task you demonstrate a flaw.

7. People constantly tell you to give them an opportunity to prove their abilities

You seem to question everyone’s ability to get a task done. You believe you are the only one who can get the job done and thus people offer or plead for you to tolerate them and believe in them rather than stifle them.

8.You despise the weak

You can’t tolerate people who show signs of being fallible. If someone backs out from accepting responsibility and taking charge of a situation, you resent and despise such a person.

9. You have a hard time self reflecting

You find it difficult to stare at the mirror and see yourself for what you really are. You have a hard time to look back at your failures and weaknesses.

10. You love to be talked about

Anytime there is a discussion you like the discussion to be about you. During a gathering you want everyone’s attention to be on you. And if it is about a general subject you want everyone to agree to your opinion.

11. You consider people you don’t like as enemies or threats

Think of the people you don’t like. Do you consider them as threats to your perfect world? Does your blood start to boil when you hear their names or concoct reasons to prove that this person is an idiot?

12. You can’t stand people who are not like you

You want everyone to be like you. You find it difficult to speak positively about anyone who doesn’t measure up to your standards.

13. You have issues building relationships

People find it difficult to flock to you. Most likely the negative quality of arrogance has a way of turning people away. Arrogant people have a way of sacrificing their relationships with friends and other people for the sake of success or self gratification.

14. You shield your inferiority with a superiority complex

Arrogant people always have an Achilles heel, but this they do not want exposed or known by people. Thus they use an invincible front to protect their vulnerabilities.

15. You show false charm but beneath it exists some cruelty

You show false charm as a tool to draw attention to you. But this element of false magnetism can be easily recognized because you cannot sustain it for so long.

Otedola’s Daughter, DJ Cuppy Breaks Record In Dubai

Posted by: Haliwud 

Daughter of oil billionaire is currently doing what she loves best as she’s also having fun.

Last month, the celebrity disc jockey, DJ Cuppy played at The Oil Barons Charity held under the patronage of H.E Sheikh Nahyan Bin Mubarak Al Nahyan in Dubai.

That made the female DJ the first African act to have ever performed at the event, which is the largest gala dinner for the Oil and Gas Industry in the Middle East.

Cuppy shares parts of her trip to Dubai as she juggles work with fun.

Glo gives Free Medical Consultation & Medication in over 8,000 hospitals! Glo & NHIS Unveil Mobile Health Insurance Product

Globacom’s Regional Chief Marketing Officer, Ashok Israni in a handshake with Executive Secretary of the National Health Insurance Scheme (NHIS), Femi Thomas, and the Chairman of Salt and Einstein, technical partner of the Glo Health Cover, at the unveiling of the scheme at the Transcorp Hilton Hotel in Abuja on Monday

National telecoms operator, Globacom, has launched a Mobile Health Insurance Product – “Glo Health Cover” to give millions of Nigerians access to quality health care. It was unveiled at the Transcorp Hilton Hotel in Abuja on Monday by top Globacom officials and senior officials of the National Health Insurance Scheme (NHIS).

Those who subscribe to this scheme will be able to use their mobile phones for pre-defined medical treatment for which affordable premiums are remitted through the subscribers’ mobile phones.
The platform also guarantees Globacom customers and other Nigerians free medical consultation and medication in over 8,000 hospitals in the country.

Speaking at the unveiling ceremony, Globacom’s Regional Chief Marketing Officer, Ashok Israni, said the package was developed in partnership with the NHIS to take health care of millions of Nigerians through their telephone handsets.

“There are millions of Nigerians yet to tap into the immense benefits of health insurance. This initiative will open a viable avenue for some of these people to come under the health insurance coverage, enabling them to sign up for one of the many Health Management Organisations accommodated in the scheme,”said Israni.

According to him, Glo subscribers are required to dial *616# on their mobile phones and be instantly admitted to the Glo Health platform, where they can follow a simple registration process.

Israni said Globacom’s package comes with supply of drugs free of charge from NHIS accredited operators across the country for subscribers who are consistent in the payment of their premiums.

He explained that the premiums have been deliberately made affordable for virtually everyone. He said subscribers can pay N35 per day, N250 per week or N1000 per month to qualify to benefit from the mobile insurance package.

“We do not know when we will fall sick and require medical attention. The beauty of health insurance is that it takes away the burden of worrying whether you will have any money left in your account or in your wallet when next you fall sick. With health insurance cover, anytime you fall sick, you can rest assured that you will have access to quality medical treatment even if you have nothing left in your wallet or in your bank account,” he said.

He said the product will go a long way in realizing the national objective of extending health insurance to Nigerians regardless of their financial status or social class.

“Together with our partners, Salt & Einstein MTS and NHIS, Globacom is committed to achieving universal health coverage for all Nigerians within the shortest time possible,” Israni concluded.

The Chairman of Salt and Einstein MTS, Ernest Ndukwe said the scheme will reduce the fear of the cost of health care among the populace. According to him, many Nigerians are typically afraid of going to the hospital when they are ill, but with the product, that fear has been removed. He praised Globacom for its efforts in midwifing the scheme.

The Executive Secretary of NHIS, Femi Thomas, in his own remarks said that the beauty of the scheme is that the health care cost of one person is shared by all subscribers such that the financial burden is virtually lifted off . He commended Globacom for providing its infrastructure for the project.

Financing small businesses

AGENCY REPORT 

   

 

 

No matter what line of business you go into, you will need start-up capital to get your business going.

What you need to buy can also depend on the degree to which you want to separate your business from your personal life. Many people will use their personal vehicle, cell phone and a room in their home to meet these needs inexpensively. Incorporating to separate your business assets and liabilities from your personal ones also costs money, but it offers an extra layer of protection if your business fails.

You should also consider operating costs that you’ll pay regularly in the course of running your business. Some of these may be required before you set up shop and on an ongoing basis thereafter, like insurance, membership fees and dues, loan payments and employee wages.

Sources of start-up capital

ADVERTISEMENT

How much money you can afford to risk on your business from your personal savings and how much money you need to open for business will determine whether you need to look elsewhere to raise start-up capital. Let’s consider the pros and cons of each potential money source.

Personal savings

Personal savings are commonly used by business owners to help pay for start-up costs. You won’t incur any interest expense when you use your own money to finance your business. You also won’t have any creditors to pay back, and no one will come after you for money if your business fails or isn’t successful right away. On the other hand, most people have already earmarked their personal savings for other uses, like retirement and a rainy day fund. Unless you already have plenty of extra money lying around, you might want to start setting aside some of your savings each month to put toward your business. You might also be able to tap your home equity, but it’s a big risk to tie the success of your business up with having a place to live.

Business loans

Banks provide business loans to finance vehicles, equipment, real estate and other expenses. These loans are generally for a short term, such as six to seven years, but the duration can often vary based on the type of financing required. Some type of collateral generally must be used to secure the loan – usually the vehicle, equipment or real estate being purchased with the loan, or a blanket lien on other assets. Expect to pay a loan origination fee and, of course, interest. Business loans can offer the security of a fixed monthly payment and a fixed interest rate, although variable rate loans may also be available.

Some banks may only offer loans on large amounts; if you need to borrow less than the minimum requirement, seek other financial institutions to provide a more accommodating loan or dip into your personal finances. You might also want to finance your equipment and vehicle needs with a line of credit or a conditional sales agreement.

If you plan to seek a loan from a bank, be prepared to provide a detailed explanation of how much money you need and for what purposes, as well as a detailed explanation of how you will be able to repay the loan. The bank may want to see recent personal income tax returns, bank statements, credit history and other personal financial information.

Credit cards

You can always use a business and/or personal credit card to pay your business start-up costs, assuming you already have or can qualify for a credit card. However, unless you have a card with the required limit and a low interest rate that you will be able to make regular payments on, credit card financing can quickly get you in trouble. You don’t want to borrow money for your business at a 20 per cent interest rate because the balance will grow each month and it can become very difficult to pay off the debt. Sometimes it is possible to get a card with an introductory interest rate as low as zero per cent. If you take advantage of an offer like this, make sure you have a plan for paying off the money you borrow before the card’s interest rate goes up.

Business line of credit

A business line of credit should have less rigorous qualification requirements than a business loan. It is similar to a business credit card in that it is an unsecured loan and you can use it as you need rather than borrowing a lump sum all at once. It can be used to refinance debt as well as to finance working capital, payroll and all the same types of expenses as a credit card financing. It is typically designed to be a short-term loan and may have a variable interest rate and an annual fee. Some banks may only offer large business lines of credit, such as $25,000 and up, so this may not be the right option for you if you only need access to a small amount of credit.

Family and friends

Are you willing to risk your personal relationships by mingling them with money? Only you know the nature of your relationships with friends and family, and whether any of these people are a viable source of financing. But if your business goes under, would you rather have to explain to a stranger or to your best friend that you’re not sure when you’ll be able to pay them back? Mixing friends and family with finances adds yet another risk to your business endeavor – the risk that you’ll ruin a close relationship. Nothing can strain a relationship like money. Merely asking for it can be enough to introduce awkwardness into an otherwise sound relationship. If your dad won’t lend you start-up capital, you might find yourself thinking, “How can my own father not believe that I have what it takes to succeed?” It’s much easier to be rejected for a loan by someone who doesn’t know you because you’ll know it’s purely a business decision, not a personal one.

Venture capital

Pursuing venture capital means bringing someone else, generally a stranger, into your business as a partial owner. If retaining control of your business is important, you shouldn’t consider this financing option. Usually, you will not receive any profit yourself until your investors have profited from your business. Additionally, this type of financing limits the entrepreneur’s upside potential since venture capitalists will often require majority ownership of the business. On the other hand, the majority of the downside risks are also assumed by the lending party.

How much capital do you need?

There is no one-size-fits-all method for determining start-up capital needs because each business has unique requirements. Basically, you need to make a list of the start-up items specific to your business and research each one to determine its cost.

www.investopedia.com

10 Habits Successful People Give Up to Increase Their Productivity

PRODUCTIVITY BY CARL PRESTON

What are you willing to do in order to reach success? It is common among people these days to be average and not stand out too much. But those who are successful do not fall under this category.

In order to stay on top of your game and reach the level of success you want, you need to follow a certain set of self-induced rules. Success is not something that happens by accident; if you want it bad enough, you will get it. Learn the habits that successful people have given up in order to reach their own success.

1. They don’t work in their comfort zone.

What is your comfort zone? Your comfort zone is defined as “A psychological state in which a person feels familiar, at ease, in control, and experiences low anxiety.” When you get outside of your comfort zone, it doesn’t mean that you should strive for a constant state of anxiety and stress. It simply means that, in order to grow, you should try new things and expand your horizons.

The reason we are comfortable in our comfort zone is because we are not taking risks when we are in this state. When we live in our comfort zones, we are living life like hamsters on a wheel, going around and around in a constant cycle, but going nowhere in our lives.

Famous motivational speaker, Les Brown, said it best with, “If you put yourself in a position where you have to stretch outside your comfort zone, then you are forced to expand your consciousness.”

2. They don’t do without first learning.

Learning is what we do best. The greatest thing about learning is the benefit that we receive in all aspects of our lives. Successful people strive to continue learning new things and expanding on things that they already know.

If we stop learning, then the only thing we can do is settle with what we already know; if we settle for that, then there is no way to expand our minds. Expansion is essential on the path to success. Since our minds require learning for expansion, we must never stop seeking new knowledge.

Imagine what would have happened if Bill Gates stopped learning and growing. The internet would be much more primitive than it is today. But because he followed his dreams and continued growing, he founded one of the biggest companies in the world and it is still flourishing and growing today.

3. They don’t fear asking for advice.

Richard Branson, a famous entrepreneur, stated, “When you need to make hard decisions, being able to discuss your ideas with entrepreneurs and business leaders who have solved similar problems can make all the difference.”

Asking for advice is not always easy. We think that we have the same opportunity as everyone else and sometimes feel insecure and dependent, so we decide not to ask for advice, and try to figure it out ourselves. But this could be greatly limiting us from reaching our full potential, because the advice we might be seeking could be something that somebody knows very well.

4. They don’t get lost in the small details.

When life gives us seemingly endless opportunities, it is very easy to get lost in the small details. The small details are very easy for us to become focused on, thus causing us to miss out on the overall vision, also known as the “big picture”.

Focusing too much on the smaller details constricts your ability to see how everything ties together. Much of our lives hinge upon the connections that we make with others and with ourselves. If we get lost in the small detail, it is like having missing pieces to a puzzle. How are we supposed to solve that?

Imagine what would have happened if Henry Ford only saw the small details. When building the company that Ford is today, he knew that he must do something different if his company was to succeed. After many people told him it couldn’t be done, his company continued improving upon the smaller details until they got it right.

Henry Ford didn’t focus too much on the small details, which were the hundreds of times he failed; he saw the overall goal and knew that it could be accomplished. It required seeing the bigger picture to make it happen.

5. They don’t multitask.

Multitasking is typically viewed as a skill that only certain people possess. But truth be told, nobody actually has the ability to multitask. Multitasking is known to actually decrease productivity. Those who are successful focus on one specific task and do that task to the best of their ability without interruption.

When you multitask, you limit your ability to fully focus on one specific task at a time. Successful people utilize the talents and abilities that they have by focusing it on one task and one task only.

Emma Watson said, “I just dropped my iPhone in my soup. I think it might be time to tone down the multitasking..” This demonstrates how destructive multitasking is highlighting the fact that when we multitask, we are greatly limiting ourselves.

6. They don’t lie to themselves.

Lying to yourself is one of the easiest things for you to do. It is much more difficult to accept the problems that we have without make excuses for them. Successful people understand that we will encounter problems, both internally and externally.

But it is important to accept the problems that reside in our lives, rather than not dealing with them and lying to ourselves about them.

As Steve Maraboli said, “Stop lying to yourself. When we deny our own truth, we deny our own potential.”

7. They don’t procrastinate in asking for feedback.

Feedback is important, because it gives you a different perspective on your current situation. Sometimes you are not able to see the answer that is right in front of you. But when someone gives you feedback, it allows you to see something from the perspective of someone else.

If you procrastinate asking someone for feedback, you are missing out on time that could be put towards accomplishing your dreams. The longer you wait, the harder it is to utilize advice that others can give you.

“I think It’s very important to have a feedback loop, where you´re constantly thinking about what you’ve done and how you could be doing it better,” entrepreneur Elon Musk once said.

8. They don’t follow, they lead.

You have probably heard the phrase “lead, follow or get out of the way.” There are two types of people in this world: leaders and followers. The ones who are successful are the ones who are leading the pack.

Successful people are not successful because they got there by chance. They did not follow somebody to the finish line. They paved their own path in life to get where they needed to be.

Just as the great Robert Frost stated, “Two roads diverged in a wood, and I – I took the one less traveled by, and that has made all the difference.”

9. They don’t let the past dictate their future.

The past is something that we will never change, nor should we want to change it; because without it, we would not have learned the lessons we needed to learn. Therefore, we would wind up making the same mistakes over and over again until we learned the lesson that life is trying to teach us.

At one time, businessman Shahid Khan washed dishes for $1.20 an hour. His humble background did not prevent him from thinking bigger though. With a net worth of $3.8 billion dollars, he now owns Flex-N-Gate, one of the largest private companies in the U.S., the NFL’s Jacksonville Jaguars, and Premier League soccer club Fulham.

10. They don’t hang around negative people.

Negative people are very destructive to be around when it comes to achieving success, because there are so many situations that life throws at us and causes us to get down on ourselves or our situation. But some people like to focus on this aspect of life the majority of the time.

When you are around negative people enough, you start to see things negatively and you begin to lose sight of your dream. Success is more about mindset than anything, and if you always have a negative mindset, life will reward you with negative outcomes to deal with.

Joel Olsteen once said, “You cannot expect to live a positive life if you hang with negative people.” So if you wish you be successful, don’t focus on the negativity that others bring.

To be successful requires focus and determination. It seems that every successful person follows similar patterns. Therefore, it’s easy to see why they are where they are. They knew what they had to do in order to achieve their dreams and they didn’t let anyone or anything stop them from getting there.

You have the power in yourself to become one of those successful people you admire and look up to.

9 Signs It’s Time to Quit Your Job

WORK BY MICHELLE KENNEDY HOGAN

Do you dread going to work each day? Is your stomach in knots just thinking about what you have to do today? Are you constantly irritated with people at your job or constantly irritated with your family because of things going on at work? Sometimes you feel trapped in a job because you need to make a certain amount of money or because there are no other jobs in the area.

If you’re not sure yet, but think it might be time for you or a loved one to move along from your current job, consider these signs.

1. You need caffeine all of the time.

Are you constantly daydreaming about doing other things? Do you find it difficult to focus on the task at hand without a cup of coffee or an energy drink? Caffeine is a stimulant that can be overused, giving you a false sense of enthusiasm about your work. If you find that you need a cup of coffee just to get through the next hour, you might want to consider a new occupation.

2. You don’t care about the quality of your work.

Are you just going through the motions? Do you lack passion? Lynn Taylor, author of Tame Your Terrible Office Tyrant (TOT): How to Manage Childish Boss Behavior, says that if you lack passion in your job, you will never reach your full potential. If you are considering leaving, try to stay on task and remain enthusiastic until you go. This will help you with references and employment in the future.

3. You are obsessed with checking your email.

This is a sign that you are constantly looking for a new distraction. If you are always looking at your email, Facebook or other social media, you are not focusing on the task at hand and likely need to look for a job where you are enthusiastic enough about it to remain focused.

4. You are in pain constantly or think you are.

Have an ache that won’t go away? A little pull in your back? Or are you on your feet all the time, and you can’t stop thinking about that nagging pain? If you have a physically demanding position that is causing real health issues, you might need to consider a new job to save your health. On the other hand, if you find yourself noticing every little ache and pain all of the time, this might be a new distraction that is keeping you from doing your job.

5. You eat for fun or comfort.

Looking forward to lunch just so you can eat at the cool, new place around the corner? Have a handful of snacks in your desk drawer? Constantly trying to sneak away to your car or the break room so you can have another muffin or bag of chips? You may be looking for satisfaction in the bottom of the chip bag and unfortunately, you won’t find it. Eating pleasurable items releases endorphins that can make us feel good, but if you can’t find a way to cope with your job without resorting to comfort food, you may have to quit your job—and get a new gym membership. Try taking a walk at lunch time instead. Walking also releases endorphins, and until you can find a new position, it will be a better way to deal with needing a boost during the day.

6. You can’t put the phone down.

Sometimes in our jobs, we have to have our phone nearby, especially if we are on call or have an important project going on. But if you can’t even put your phone down during a party or class with people you like, you may need to find a new position. Everyone needs down time, even workaholics. You need time to be with your friends and family, clear your head and have some fun. If you are always expected to be “on,” you may want to find a new position.

7. You are constantly disagreeing with coworkers.

Is everything your coworkers suggest wrong? Do you find yourself working with the most irritating, unreasonable people? Well, they might think the same thing about you! If this is the case, you might want to start looking for somewhere else to work. Whether it’s a personality conflict or you just don’t think the people in your job understand important issues, you might want to find a position where you don’t have to deal with so many people—or perhaps you can be the boss.

8. You dread Sunday night.

Are you dreading Sunday night because it means you have to wake up the next morning and go to work? If you find yourself in a panic about having to go to work the next day, you might need to evaluate just what the issue is. Perhaps a new job is in order, or maybe you need to start doing activities that relax you to help you take away that feeling of dread.

9. Your company is sinking.

Maybe you like your job, but the company itself is starting to fail. I once worked for a publication that was failing, and it got to the point where I was surprised each morning when I got there and the door wasn’t locked. If you are concerned that you may not have a job one day soon, don’t go down with the ship, Taylor says. Go find a new job before you’re competing with all of your old co-workers.

The bottom line is if you can’t find a reason to go to work everyday—including the paycheck—you need to find something else to do. There are lots of ways to find and pursue a passion that pays. Teach classes. Write a book. Try something new.

10 Reasons Why Some People Feel Like They Don’t Have Enough Time

PRODUCTIVITY BY DAVID K. WILLIAM

Do you feel like you’re overwhelmingly busy? Like you always don’t have enough time and your schedule is ever growing? Many people today feel that way and constantly lament a lack of time. If you are like them and barely have time to do even simple tasks like cooking a meal or completing your daily to-do list, something is wrong. Here are ten reasons why some people always feel like they don’t have enough time and what you can do to avoid it.

1. They don’t rise early.

The modern world we live in runs largely on a 9-to-5 schedule. Waking up early gives you an advantage over people who sleep in. Numerous studieshave actually correlated waking up early with success. Analyze the lives of the most successful men and women, and you will find that almost every one of them starts their day early. People who don’t rise early are the ones most likely to complain that there is not enough time in the day to accomplish all that they want to do.

2. They multitask a lot.

You might think that you are getting more done and saving time by multitasking, but studies show we’re not the brilliant multitaskers we think we are. Research conducted at Stanford University, for example, found that people who multitask are less productive and waste more time when switching between tasks than if they had stuck with one task until they finish. Moreover, multitasking damages the brain. The human brain is simply not capable of focusing on multiple tasks at once.

3.  They don’t track or budget their time.

A litany of productivity experts agree that tracking and budgeting your time is vital to taking control of your day. Record ALL your appointments, deadlines, and everything in-between. Analyze the actual time you spend on each activity with what you think is the best amount for each. You will discover just how much time you’re frittering away and get a chance to reevaluate, budget, and monitor your time. People who don’t budget and track their time are the ones who wonder where time has gone and can’t understand why they accomplish so little at the end of each workday.

4. They are not organized.

People who are disorganized not only waste time looking for misplaced items, but also lower their productivity and hinder their chances for success. However, if you are organized, you give your productivity a real boost and are able to create time for the things and people that matter in your life. Spend a little time up front planning your day and keeping things neat and tidy. This way, you will know exactly what items you have and where they are located, which can save you a lot of time, money, and stress.

5. They don’t prioritize.

Most people have a prioritization problem. They don’t rank tasks in order of importance or make decisions on what’s most important in their lives, which explains why they always feel like there are not enough hours in a day. Think about your core objectives and all the different things you want to do and then figure out what is important to you. Do not start and plug through every task until you’ve asked this question: “Do I really need to do this now?” If you don’t need to do it now, don’t do it. Tackle high priority tasks first and then turn to the other things. Prioritizing ensures that you make the most efficient use of your time.

6. They are easily distracted.

Ed Hallowell, former professor at Harvard Medical School and author of Driven to Distraction, noted that many people today have “culturally generated ADD.” What he means is that we have way more tantalizing, easily accessible, shiny things available to us 24/7 than ever before. It is not surprising, then, that many people are easily distracted from their core goals and end up lamenting that they never have enough time.

Lock yourself somewhere quiet when working. “Unplug” and concentrate on the task at hand. That way you will avoid being distracted and sidetracked by the cacophony of voices, text messages, e-mail and social media notifications. If the people around you are the source of distraction, ask them politely to let you finish what you are doing first before you attend to them. Don’t be afraid to say “No” to anyone who constantly interrupts you when you are working.

7. They don’t have a daily routine.

Woody Allen, who has written and directed fifty films in almost as many years, once said that 80% of success is showing up. In other words, when, how, and where you show up are the most important factors for accomplishing more and achieving success. And the key to ensuring you always show up is to establish a daily routine that you follow no matter what, including a healthy sleep routine.

People who don’t have a routine that they follow every day are susceptible to distractions and likely to miss deadlines and tasks that need to be done. Microsoft’s Bill Gates, Facebook’s Sheryl Sandberg and HuffPost’s Arianna Huffington, for example, all have a daily ritual and every night before bed they “unplug” and read a book. Sandberg says her bedtime ritual helps her unwind and allows her sleep better and wake up re-energized the next day.

8. They’re too concerned with being fast.

Oliver Burkeman, in his enlightening book, The Antidote, tells of a Formula One pit crew – a group that depends on fast, efficient teamwork – that realized they were not at top speed when they concentrated on speed. Rather, they achieved their best times when they emphasized functioning smoothly as a group. The same case applies to time management and productivity. People who are too concerned with working fast or those who act rashly instead of “smoothly” end up not as productive or even as fast as they can be.

Focus more on functioning “smoothly” rather than quickly. You will improve your productivity and get more done in good time. Besides, life is a marathon, not a sprint. The goal is to finish the race (and help others do the same), not merely to cross the finish line first.

9. They don’t review their schedules regularly.

People who don’t review their schedules, plans, and habits regularly often end up wasting their time and energy on things that are no longer helpful to their cause. This is especially true when their priorities have changed – as they inevitably will with time – but they keep doing the same things they’ve always done, expecting different results. Check with yourself weekly, monthly or even yearly to ensure your schedules and efforts align with your overall goals and objectives. Change or alter your course as necessary so that unnecessary tasks don’t eat up your time and clog your day.

10. They are negative and have bad attitudes.

People who are always saying that they don’t have time or are too busy to read, workout, travel, etc., won’t have time to do those things. However, people who speak positively, stay organized, and prioritize are able to do much more. Instead of saying, “I don’t have time to spend with my family because I have a hectic schedule,” it would be better to honestly say, “I could spend more time with my family, but work is a greater priority.” That is essentially what you mean when you give excuses for a lack of time.

Everyone has exactly 24 hours in a day. If others can get work done and still find time for family and friends, so can you!