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Tuesday, 18 March 2014

Being smart with your finances

  Filed under: Personal F
The popular saying that no one cares about your money as you do, and since money doesn’t grow on trees, it is your job to take good care of it. While everybody seems sensitive to their finance for obvious reasons, the ability to make smart financial decisions can be tasking in a fast paced world as ours.
This often results in poor financial management, perhaps the reason why some people have decided to entrust their finances to experts for an effective management.
In the case a financial expert is not available or needed, it becomes your duty swiftly understand your financial business, get the best result from deals and ensure you apply some level of expertise or skill in your financial transactions.
The fact that every penny unwisely spent doesn’t really come back is enough reason for anyone to be smart about his spending these days. For example, while some investments might not deliver the expected goodies because of unforeseeable circumstances by someone, some others would reap the desired profits with a little more close observation, expertise or smart skill from the same opportunity. Apparently, this rule reflects in most financial decisions that we make overtime.
A common excuse by most people is the lack of enough time to effectively plan on how best possible to utilise their resources, thereby compelling themselves into making mistakes that could have been easily avoided if proper planning was effected.
Making financial decisions under pressure are often not advisable. Sincerely, the world is fast paced and with so many activities to manage at once it could become rather difficult taking so much time in making a decision or two about your finance but in reality, it could save you so much that you could have lost carelessly.
Information is very important at every point of our lives and even more essential when it borders around our finances. A simple pre-information about a product you wanted buying from your retailer can make all the difference like preventing a rip-off or even preventing you from plunging your finance into an unprofitable venture. Prior information of any financial transaction helps abating that money-biting surprise you never wish to get from any transaction.
At every time there is bound to be a financial goal you plan executing. Being smart about this implies you brace up in meeting that goal within the allotted time. This shows a great financial strength otherwise you will be stuck with a financial goal for a longer time.
Imbibing a good negotiating skill is very crucial in excelling in today’s market place. This is a core skill most people desire but lack because it not saves you money but you gets extra value for much less.
While these skills help, the ability to spend moderately and reduce debt significantly are also important.
ODINAKA MBONU

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