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  • Author Tom Corley spent five years studying the habits of 
  • the rich, which he chronicled in his best-selling books.
  • He found many common habits among rich people, including 
  • reading, emphasis on building relationships, setting goals, 
  • and taking calculated risks.
  • Many people who never get rich often have something 
  • he calls "do-nothing habits," like not reading daily, not 
  • networking with successful people, and not prudently 
  • investing money.
  • It's not just what you do, but what you choose not to do, 
  • that determines your success.
I spent five years studying the daily habits of hundreds of rich people.
 In my bestselling books, "Rich Habits" and "Change Your Habits, 
Change Your Life," I shared some of the important findings from 
that study.
During my research, I learned that the self-made rich adopted 
specific habits that enabled them to achieve their dreams and
 their goals. This included things such as:
  • Experimentation: Trying new things in order to uncover an 
  • innate talent or passion.
  • Reading: 30 minutes or more every day for self-education.
  • Building rich relationships: Forming connections with the right
  •  people — other future millionaires.
  • Goal-setting: Pursuing goals that are stepping stones to your 
  • dreams.
  • Taking calculated risks: Not being afraid to take the type of risk
  •  that requires you to do your homework before investing your 
  • money.
There are many others (over 300!) but I think you get the idea —
 the rich are habit-driven.
My research also led to another proprietary discovery. Those who
 were not rich also had habits. However, many of those habits were
 "do-nothing habits":
  • Not reading to learn is a habit.
  • Not exercising every day is a habit.
  • Not eating healthy is a habit.
  • Not pursuing your dreams is a habit.
  • Not creating and pursuing goals is a habit.
  • Not returning phone calls immediately is a habit.
  • Not waking up early to pursue self-improvement is a habit.
  • Not saving money is a habit.
  • Not prudently investing your savings is a habit.
  • Not being frugal is a habit.
  • Not doing more than you are paid is a habit.
  • Not avoiding time wasters is a habit.
  • Not doing what needs to be done (procrastinating) is a habit.
  • Not networking with other success-minded people is a habit.
  • Not making happy birthday calls is a habit.
  • Not making life event calls is a habit.
  • Not taking personal responsibility for your life is a habit.
  • Not volunteering for a worthwhile charity is a habit.
  • Not being charitable with your money is a habit.
Many people have do-nothing habits. As a result, many people 
struggle in life. Some struggle financially, some struggle with
 poor health, and some struggle with their relationships.