Addictions can be a luxury, not
all of them, but some of them can. It can cost you a lot of money and
even ruin your budget and financial goals. Sometimes, you might not even
realise what you’re doing at the time and the impact it’ll have on your
budget or finances.
Some expert say addictions are genetic
predisposition that we are born with; others say that we are trying to
fill a void in our lives. People with addictions aren’t the only ones
who can suffer financially; friends and family can also pay the price of
addiction.
This one is pretty self-explanatory, but
just in case I’ll elaborate on it. Obviously, compulsive shopping can
get expensive depending on what you’re buying, just like your credit
card that can cost you more than you think. Some people don’t really
have any other hobbies aside from shopping.
Whenever they want to hang out, they feel
like running around and shopping. Walking around the mall or other
stores and browsing is the standard and expected activity for
companionship and tries to make light of it.
Hanging out with people who have a
shopping addiction can be really beneficial. You can get in some
exercise and learn from their mistakes. Whenever you say anything
negative about their pastime, they considered a personal attack and then
get upset about it.
You may actually know a lot of people
that have had drug addictions in the past. Maybe you are not friend with
them anymore, but in the past. Having relationship with drug addict can
really be irritating. Some may have “friends” that have steal money
from them as well as stuff to sell or trade for drugs.
Sometimes, getting more drugs was more
important than paying rent, which can really led them homeless. Some
ending up going to jail, doing community service, losing their jobs
(because they were high all the time), ruining their relationships and
having their stomachs pumped.
Gambling addiction is another habit that
can ruin your finance. There are so many people that have wasted so much
money while engaging themselves in different forms of gamble, but never
really seem to learn their lesson.
It’s not even really about winning money
either, which seems rather odd but the issue is that, they all tend to
carry significant financial costs, both in terms of paying for the
addictive substance or behaviour, and in terms of the time taken away
from other activities, including work, gambling and shopping addiction
almost always lead to money problems, simply because they strike at the
core of the addict’s finances. Without money, there can be no gambling,
and without money, there can be no shopping.
According to experts, the solution to
money problems for shopping addicts and over spenders is both simple and
difficult. You need to take complete responsibility for your actions
and for the consequences of your actions, and to take control of those
actions by monitoring and making careful decisions about what you spend
your money on.
Unlike addictions to alcohol and drugs,
there is no way to avoid money, or to avoid the need to shop. You may
need a complete break from spending before getting to this point, by
asking someone else to take responsibility for purchasing the basic
necessities of life until you have had a reasonable break from spending.
But sooner or later, you will need to formulate spending plan which
will give you complete control over how much you spend, and what you
spend it on.
TIAMIYU ADIO ISMAIL
No comments:
Post a Comment