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Friday, 2 May 2014

Sending money FASTER....

Reasons why you need to start cooking with iodised salt


   
 


Benefits of iodine salt
Most people have properly tasted salt today. This sweetener remains one of the most used and ever present seasoning in our kitchens.
It is added to snacks, name it, from meat to sweets, a pinch or more is in it. Even in some countries, there is the option of buying salted water.
You have probably heard of the Federal Government campaign that any salt sold in the country should be fortified with iodine.
One may wonder why the government gave this directive, really, why is it necessary to cook with iodised salt?
A nutritionist, Dr. Chris Isokpunwu says adding iodine to salt has been proven to be a cost effective and reliable way to address Iodine deficiency in children and adults.
Benefits of Iodine
Isokpunwu notes that Iodine is an essential trace element that is vital for normal growth and development. He states that iodine is also a micro nutrient that helps the body burn calories, thereby preventing its storage of excess fat.
He adds that the micro nutrient is used up while the body removes toxins or when it wants to take up calcium or silicon for many bodily functions including bone formation.
However, its deficiency, experts say has serious consequences on our health.
According to World Health Organisation, Iodine deficiency is one of the leading causes of mental retardation all over the world.
Isokpunwu explains that because iodine helps in most brain functions, its shortage has been linked to a significant reduction in affected individuals’ Intelligent Quotient.
He states that this micro nutrient deficiency is also responsible for poor growth and mental development in children. According to the expert, children are at a higher risk of suffering from this deficiency compared to adults.
“Many children, especially babies do not eat enough food for them to meet their daily requirement for Iodine intake. So they are likely to suffer Iodine deficiency compared to other age groups.
“This cannot be overlooked because Iodine boosts Intelligent Quotient and when you don’t have enough, it can lead to mental challenges for the kids. It has been proven that most children born with cognitive challenges must have been born of mothers who suffered from Iodine deficiency.” he states.
If Iodine deficiency is bad for children, it is deadlier in pregnant women. Doctors note that it increases their chances of having still births and also leads to reduced fertility in men.
Consultant Gynaecologist, Dr. Francis Adetoye states that Iodine deficiency in pregnant woman increases her risk of having children whose growth is stunted.
Adetoye said, “ Iodine is an essential macronutrient that is used up in every metabolic process that goes on in the body. If a child lacks it, he/she won’t grow as expected.  In severe cases, it can lead to serious physical malformation and mental retardation in an affected child. It is a major cause of cretinism.”
They reiterate that nursing mothers must ensure that they meet their daily requirement of this micro nutrient, as most of it is usually lost in breast milk.
He adds, “ Studies show that a pregnant or nursing woman can actually lose more than her entire required dose of iodine every day, which can result in serious iodine deficiency for her, even after pregnancy and breastfeeding are over, due to the changes in activity of her hormonal glands.
“You must do all you can to meet up with the requirement daily. It is important for your child and your health and your chances of a safe delivery.”
Symptoms
The symptoms of  Iodine deficiency vary from one individual to the other. Adetoye says that poor perception level and mental retardation are clear signals of an Iodine deficiency in children while decreased fertility and abnormal weight gain are the signs in men.
He adds that women generally may suffer severe constipation and constant still births.
Salt and Iodine
Having given a background on why the body needs Iodine, it is important to state why one needs to cook with iodised salt henceforth.
Simple, scientists say that since this sweetener is added to most meals, cooking with iodised salt is the most reliable way to ensure that many people meet their daily requirement of iodine.
Even though government has put in place policies and measures to ensure that manufacturers of salt or users of salt in the food processing industry fortify their salt with Iodine, not many of them comply.
In fact, truly iodised salt is one that is not easily gotten in some Nigerian market.
To check if you are cooking with iodised salt or not, Isokpunwu gives this simple trick: He adds, “Cut a piece of white yam, add the salt you have in the house to the very white surface. If it turns blue black, then it is iodised; if not, then feel free to hold the supplier responsible.”

How to teach your children about money


   
 


Biztoon illustration
Even if your children cannot start working for a pay now, teaching them money management will be of help in the future, IFE ADEDAPO writes
The essence of working hard at a job is to earn a living, add value to the society and build a fulfilling career. Experts say the knowledge of the importance of hard work, the monetary compensation that accompanies it and the judicious use of the money earned should be passed on to children early. This, they say will be a leverage on which the children will plan their future.
One of the essential duties of parents to their children is to provide for their immediate needs. Professionals say these needs include basics for survival like food, shelter and clothing; they may also include other nice things like toys. In addition to providing for their children’s immediate needs, parents need to provide for their future temporal needs by teaching them to be financially independent adults.
Experts recommend several ways by which parents can teach their children about money and foster positive attitudes and habits. They suggest everyday opportunities like shopping, paying bills and withdrawing cash from the Automated Teller Machine to teach their children. The teaching can start as early as age three or once the child knows the value of money.
According to foreverfamilies.byu.edu, the following methods can help parents raise financially responsible children.
Discuss with your children
Experts say to build the financial knowledge of your children, talk about how you earn money and how you plan to spend it. When you take your child to the grocery store, explain what prompts your purchasing decisions. Explain why the budget for a particular item is more than the other.
They say it is common for them to request for things they desire, often without a good reason. Therefore, let them know they cannot have everything, but discuss how important it is for them to wait for what they want.
Be a good role model
Your children will develop their financial attitudes and behaviours by what they see you do, not what they hear you say. Experts say because they are very observant, children will learn many of their money concepts by watching you and copying your behaviour. Actively encourage good values. Teach your children the value of work and teach them responsibility. Teach them delayed gratification by letting them save towards a goal of a new bike or video game.
Experts say many successful financial milestones are achieved by goal-setting. Encourage your children to set savings goals and work towards them. Ensure that the item is not too cheap so that they won’t be able to afford it for months. This will teach them good savings habit. Let them know that even you have things you want and cannot have.
Open a savings account
Financial advisors say for easy planning of a child’s education, banks in Nigeria have different packages that ensure adequate planning for a child’s education and financial future. Their parents can open one for them
Explain to the children how compound interest works and show them how their money grows in a savings account. Expand to a checking account once they are ready.
Set limits
Even if you are able to buy your child everything he or she asks for, experts say you must refrain from being overindulgent. By fulfilling all their demands, you may deny your child of several things: appreciating things that cannot be bought; being motivated to work hard; persevering through obstacles and frustration; and achieving a hard-won goal. Learn to say no to your child and be firm.
Have them manage money now
To manage money adequately, experts say you should give your child an allowance, whether or not it is tied to chores, and give him or her some general guidelines on how to spend and save it. The emphasis is on general because your child should have enough freedom to make his or her own decisions and mistakes. Encourage young children to bring their allowances with them whenever you are shopping.
This, they say, will help them make decisions on whether the item they desire so much is worth spending their allowances on. If you do not want to give your child an allowance, allow him or her to manage money by letting him or her pay the grocer or the parking attendant.
Teach them to give
Financial advisors counsel that you should help your child experience the good feelings of sharing his or her income with others. Encourage your child to regularly contribute a portion of his or her income to a charity or help your child buy treats for the family. Adopt a family through your church during the holidays or give your child the responsibility of buying or making birthday gifts for friends. Also, teach your child to contribute in ways other than giving money by giving time, energy and skills to help someone else.

Thursday, 1 May 2014

Kanu Nwankwo's Adorable family (Photos)



Nigerian football legend Kanu Nwankwo has got an adorable family and his kids are so cute.
His last child Pinky Amarachi Kanu was born in February 2012 and her christening ceremony was held in London last year.

Baby Pinky
In the photos below are superstar dad Kanu, his wife and their two handsome sons and pretty daughter at the Christening ceremony.

Kanu Nwankwo and family

Kanu Nwankwo and family during the Christening ceremony
Kanu Nwankwo got married to his wife Amara in 2004 when she was only 18-years-old.
Kanu and his family are based in London.
Check out more photos of the beautiful family:

Baby Pinky with her brothers

Kanu, his wife & daughter

Kanu Nwankwo & his daughter

Kanu's wife and daughter

7 Ways to Cheer Yourself Up When You’re Feeling Lonely




Ways to Cheer Yourself Up When You’re Feeling Lonely
We all feel sad and lonely every now and then and it seems difficult to cheer yourself up when you are feeling down. However, there are a few wonderful things that can cheer you up in no time. I know, it’s easier said than done, because when you feel depressed, it seems like nothing can cheer you up. The first thing you should do is to stop dwelling on your sadness and start focusing on finding happiness. No matter how terrible the situation might seem, believe in yourself and don’t think you are absolutely alone. Below is the list of 7 ways to cheer yourself up when you are feeling loney.

1. Enjoy nature

Enjoying nature is one of the best ways to cheer yourself up, of course, if you love nature. Ride your bike around your town, enjoy beautiful flowers, watch birds and enjoy wonderful scenery. Everyone can enjoy nature and you don’t need money for it. It’s so amazing to witness such breathtaking beauty, isn’t it?

2. Play with a pet

Your pet can make you feel better in no time. When you are feeling lonely, play with your pet because he relies on you and he really loves you. If you don’t own pets, go to the pet store and just look at those cute puppies, kittens or any other animal. Playing with a pet will definitely improve your mood. Pets can help with loneliness and they can make you happier.

3. Listen to cheerful music

Listening to cheerful music is a sure way to boost your mood. I know it’s so tempting to listen to sad songs when you are feeling lonely, but they can make you even more sad. Instead of glorifying despair, inspire hope. Cheerful songs can improve your mood and even make you feel less lonely.

4. Create new things

Creating something new requires creativity, hard work, and dedication, but it’s a great way to cheer yourself up when you are feeling lonely. Whether you whip out the waffle iron or pick up a paintbrush, keep yourself busy by creating something new. You will be proud of yourself because you’ll know how to create useful things out of nothing.
Read also – 8 Fun Ways to Enjoy Being Single

5. Read some celeb stories

Read some celeb success stories and you will be able to connect with many of them. Many celebs felt like they were absolutely alone in this world, but now almost everyone loves them. The point is that your life can change drastically at any minute, and celebs prove it. Stay positive even when everything seems to be going wrong.

6. Exercise or join a local sports team

A great number of studies show that people who exercise on a regular basis benefit with a positive boost in mood. Exercise can even help fight anxiety and depression. Running, jogging, swimming can help you feel better and look better. If you feel like you are completely alone, try to join a local sports team. You will know that people rely on you, and you will feel like you are a part of something greatly important. Sure, it’s easier to stay at home and feel sorry for yourself. But if you want to be happy, get out and enjoy life.

7. Find new friends

Nowadays the Internet is a good place to make new friends. Go to Twitter to feel like you are great friends with some popular celebs, make a Tumblr to find someone to discuss your favorite shows, or post your favorite photos on Instagram to share with everyone. If you feel lonely, the Internet will instantly connect you to many people across the world. Just make sure you don’t give out your phone number or address to anyone online.
Many of us go through periods where we feel like no one understands and loves us. Hopefully, these tips will help you to boost your mood when you feel lonely. How do you cheer yourself up when you feel sad?

9 Types of People You Need in Your Life




Types of People You Need in Your Life
The truth of life is that in most cases there are the people around us that make us inexpressibly happy. Sure, it’s our family and those people who understand and accept us no matter what. They all are close to and very dear to our heart so spending time with them always makes us extremely happy. But apart from that any person that you happen to meet on your way makes their own contribution to your happiness without even knowing that. So in order to enjoy all the colors of your happiness you need to have various types of people in your life. I have identified 9, here they are.

1. Role model

It is great to have a person in your life who would be a role model for you so that you keep improving yourself. I’m not saying about jealousy, by no means. You just know a person who is, to your mind, really awesome and you want to have some features of character or some life principles you would also like to have. This is a good motive to be more professional at what you do, look after yourself better, start taking dancing classes or whatever.

2. The one to encourage

There are such special people that inspire and encourage us to live our lives to the fullest. If you are lucky to have your encourager than you will always know how special, strong, beautiful and just amazing you are. Such people make us move forward, reach goals and fight for our dreams.

3. Your any time rescue

It is the most precious feeling when you know that there is a person (or few) who will come to help no matter what. The situation may be of any type but the point is that you don’t feel awkward calling them and asking to give you a ride because your car went broken. Most probably you will be lectured on how great it is to have you as a friend (jokingly, of course) but you will be safely brought home. And next time when something goes wrong you won’t get a refuse either. And I’m sure you will be ready to act the same in return.
Read also – 7 Tips on How to Fake an Outgoing Personality

4. Good listener

As a flood of problems and worries catches you up, sometimes it is the best remedy to talk to someone who would hear you out. You don’t need any advice or help, just to talk to that person and not to see judgment in their eyes. If you have such a person, you have to value them.

5. A soul mate

My experience and observations show that as a rule each person has only one soul mate, though having numerous friends apart from them. A soul mate is more than just a friend, this person understands all your feelings and thoughts no matter how confusing they may sound to others. Actually, you would voice them only to your soul mate, wouldn’t you? You may relax and be yourself in their presence, silence is never a burden when you are together and this is just fantastic.

6. The big brother

Every woman is to have a man friend in her life which would mean friendship only without romantic feelings from each side. The stereotype persuades us that friendship between a man and woman doesn’t exist so you may try to prove it wrong. It is a very nice feeling to know that he will protect you as if your elder brother and you can always have a sincere conversation together finding out more about male and female nature.

7. A man of wisdom

You have many really smart people around you but it is not an easy task to find a wise person. This is not about age, position or amount of misfortunes gone through, this is an ability to give a good advice which you would really take into consideration or follow. If you find such a person this means that your vision of life and life principles coincide and you will surely go through any challenge that stands in your way together.
Read also – 7 Things to Be Grateful for in Life

8. Who keeps you accountable

Don’t confuse it with the person who usually encourages you. You share your goals and dreams with each other, build plans and discuss the possibilities. Once in a while you meet or have a phone conversation inquiring about the progress. This is also a kind of motivation for you to go on and make progress.

9. Having common career

The sphere of professional realization is very important in life of every person and it usually takes most of our time. It requires much of attention, pains and simply time. It is hard not to talk about it so when your family doesn’t have a clue of what you do at work, they won’t understand you. That’s why there should be a person you can freely talk about your job with and this may be your friend busy in the same sphere or a co-worker. Anyway, such people can support you when you are going through a tough period in your career or share your joy of success.
You can never predict what people will be in your life, they will come in and leave, changing you and bringing you happiness. The most important thing is that they must be there for you when you need them the most. Have you already found your special friends? What’s type of people make you happy?

Loans can hunt back…watch it


Filed under: Personal Finance |
Times are changing pretty fast with needs visibly out weighing resources, however loans have overtime acted as a supplement in helping individuals meet their ever growing needs but only when borrowed for the right reasons will such “generous cash” not hunt back.
A loan is a sum of money an individual borrows either from a financial institution or from individual with the condition that it will be returned or repaid at a later date most times with an interest. As simple as it might seem, identifying the right reason to take a loan is a really tough decision because of the huge task of having to repay back within a stipulated time frame.
While loans are expected to be a last resort in meeting an urgent or unplanned financial responsibility outside of a budget, it’s quite unfortunate some people end up taking a loan for the wrong reasons, an obvious bad habit.
On the flip side, any purchase or financial commitment which can be postponed until you have saved up for it without affecting your well being evidently doesn’t  require you taking up a loan to meet such need, else you would be indirectly paying more for such purchase as your loan would always come with an interest.
Experts believe that one of the few right reasons to take a loan is to attend to an urgent medical need or situation which could either be life threatening or could build into a more complicated issue if not resolved early enough. For example, an urgent surgery!
Equally a worthy investment or business plan which can repay your loan, interest and still leave you with some profit is also another good reason to borrow. A common example is a well though real estate investment.
While some experts believe its wise to borrow for once in a lifetime event such as wedding ceremony or honeymoon, its also important to have a formidable repayment plan that could easily offset such an “unprofitable” loan without affecting future financial responsibilities.
Taking out a personal loan to consolidate high interest debt is also a worthwhile reason. Though you’ll still have payments to make, you’ll save a great deal of money in interest fees while you repay your loan at slower pace.
While a car might seem a luxury, buying your new car with a car loan can pose lesser financial stress. Also, you shouldn’t necessarily take the maximum amount available to you if you don’t need it, especially if some percentage of the offered loan and your savings can afford your new car then you shouldn’t take all the loans offered else you will be paying so much for your car when you add up the interest rate.
Odinaka Mbonu

Vitamin D link to prostate cancer: Men with deficiency at greater risk of developing aggressive form of the disease

  • Study by Northwestern University in the US tested samples from 600 men
  • Those who lacked Vitamin D were more likely to develop prostate cancer
  • Findings published in latest edition of Clinical Cancer Research journal
Lack of vitamin D increases the chances of men at high risk of prostate cancer being diagnosed with an aggressive and potentially deadly form of the disease, a study has found.
The link is so strong that scientists believe blood levels of the vitamin could provide a way of screening patients
'Vitamin D deficiency could be a biomarker of advanced prostate tumour progression in large segments of the general population,' said lead scientist Dr Adam Murphy, from Northwestern University in the US.
The study found that American men of European origin were 3.66 times more likely to have aggressive prostate cancer if they were vitamin D deficient
The study found that American men of European origin were 3.66 times more likely to have aggressive prostate cancer if they were vitamin D deficient

'More research is needed, but it would be wise for men to be screened for vitamin D deficiency and treated.'
The scientists examined data from a wide-ranging group of more than 600 men from the Chicago area who had risk factors for prostate cancer, such as raised levels of the blood marker Prostate Specific Antigen (PSA) or a family history of the disease.

Each man was screened for vitamin D deficiency before having a sample of his prostate removed for analysis.
The biopsy samples showed that lacking vitamin D was strongly associated with aggressive forms of prostate cancer, even after adjusting for influences such as diet, smoking habits, obesity, family history and calcium intake.
Scientists examined data from a wide-ranging group of more than 600 men from the Chicago area who had risk factors for prostate cancer, such as a family history of the disease
Scientists examined data from a wide-ranging group of more than 600 men from the Chicago area who had risk factors for prostate cancer, such as a family history of the disease

American men of European origin were 3.66 times more likely to have aggressive prostate cancer if they were vitamin D deficient. For those of African origin, lacking vitamin D increased the risk 4.22 times.
African-Americans with severe vitamin D deficiency were also more than twice as likely as those with normal levels of the vitamin to be diagnosed with prostate cancer.
The findings are published in the latest edition of the journal Clinical Cancer Research.
Dr Murphy said: 'Vitamin D deficiency is more common and severe in people with darker skin and it could be that this deficiency is a contributor to prostate cancer progression among African-Americans.
'Our findings imply that vitamin D deficiency is a bigger contributor to African-American prostate cancer.
'It is a good idea to get your (vitamin D) levels checked on a yearly basis. If you are deficient, you and your doctor can make a plan on how to reverse it through diet, supplements or other therapies.'